Pradhan Mantri Awas Yojana 2024, online application, rural list, urban list, beneficiaries, new list, amount, form, eligibility, documents, official website, helpline toll free number, status check, when will the money be received, latest news (PM Awas Yojana in Hindi ) (List, Gramin, Urban, Apply, Beneficiary, Official Website, Helpline Toll free Number, Eligibility, Documents, Status Check, Latest News, Update)
Pradhan Mantri Awas Yojana 2024: Our country’s Prime Minister Narendra Modi has consistently implemented various schemes aimed at improving the lives of the underprivileged population. As a result, he has not only received financial assistance but also acquired a residence. One such scheme is known as Pradhan Mantri Awas Yojana, which focuses on providing permanent housing to individuals living below the poverty line. Through this initiative, these individuals have been able to enjoy the comfort and amenities that were previously inaccessible to them. It is worth mentioning that the government launched this scheme in June 2015, dividing it into two phases. Additionally, there are other noteworthy aspects and developments within this plan that we will further elaborate on.
Pradhan Mantri Awas Yojana 2024 (PM Awas Yojana (PMAY) in Hindi)
Name Of The Scheme | Pradhan Mantri Awas Yojana |
Parts Of The Plan | Prime Minister Urban Housing Scheme, Prime Minister Rural Housing Scheme |
Started By Whom | By Prime Minister Narendra Modi |
When Did It Start | June 2015 |
Beneficiary | People Below Poverty Line |
Objective | Getting A Concrete House |
Application | Online |
Helpline Number | 1800-11-3377, 1800-11-3388 |
Prime Minister Awas Yojana 2024 Latest News (PM Awas Yojana Latest Update)
The recent budget presentation by Union Finance Minister Nirmala Sitharaman brought about significant changes in the Pradhan Mantri Awas Yojana, a scheme aimed at providing housing for the impoverished. This decision is expected to greatly benefit the underprivileged population. Sitharaman announced a remarkable 66 percent increase in the budget allocated for the Pradhan Mantri Awas Yojana, now amounting to Rs 79 crore. It is worth noting that this scheme was first initiated in 2015 with the primary objective of offering housing solutions to individuals. The approval to construct houses under this scheme was given for both urban and rural areas. According to available data, over one crore one lakh houses have been built thus far. It is important to mention that this scheme was launched based on Prime Minister Narendra Modi’s vision of providing every person with a permanent residence. One of the advantages of implementing this scheme is the potential decrease in the unemployment rate, leading to a stronger and more prosperous national economy. The government had initially set a target of constructing 2 crore houses by 2022, and there are plans to further expand this goal in 2023 to ensure that a greater number of individuals from lower-income backgrounds can acquire suitable housing.
Those with annual income of Rs 6 lakh will also be eligible (Latest Update)
The government has announced a significant update to the Pradhan Mantri Awas Yojana Urban, which involves changes to the income limit for beneficiaries. Previously, families with an annual income of up to Rs 3 lakh were eligible for the scheme, but this limit has now been doubled to Rs 6 lakh. This means that more families will now be able to avail the benefits of the Pradhan Mantri Awas Yojana Urban, as long as their annual income does not exceed Rs 6 lakh.
Last date for sanctioning house is 20th August
As mentioned earlier, the government has expanded the coverage of the PM Awas Yojana. In a recent development, the central government has announced the allocation of an additional 1.44 lakh houses under this scheme. This decision aims to provide housing assistance to more impoverished families. The government has set a deadline for the approval of houses by 20th August.
What is Prime Minister Rural Housing Scheme (PM Rural Awas Yojana)
Previously known as the Indira Awas Yojana, the Pradhan Mantri Gramin Awas Yojana is a government initiative aimed at transforming temporary kutcha houses in rural areas into permanent structures while also ensuring access to basic amenities such as electricity, water, and sanitation. The program underwent a name change in 2016 to reflect its updated goals and objectives.
What is Prime Minister Urban Awas Yojana (PM Urban Awas Yojana)
The Pradhan Mantri Shahri Awas Yojana is a comprehensive scheme implemented by the Central Government with the aim of offering permanent housing solutions to individuals residing in urban areas. Through this initiative, people are not only provided with a house but are also ensured access to essential amenities, such as sanitation facilities, thereby improving their overall quality of life. This visionary scheme was introduced by the government in the year 2022, with an accompanying proposal to implement it in every state across the country. Fortunately, the proposal was met with approval, leading to the successful allocation of permanent houses to the deserving individuals, fulfilling their long-standing dreams of having a secure and stable place to call home.
Objective of Prime Minister Awas Yojana (PM Awas Yojana Objective)
The Central Government has initiated this scheme with the aim of providing housing to individuals who lack permanent residences, thereby ensuring they do not have to endure sleeping in the open. As a result, this program will greatly enhance the overall well-being of the nation, ultimately resulting in a stronger economy. Thus, the government has taken the initiative to implement this scheme with the intention of achieving these goals.
Prime Minister Awas Yojana Features and Benefits
- The government has made a plan that will help everyone in all the states.
- In this plan, the government will give a house to anyone who doesn’t have a lot of money and needs one. And the house will be theirs forever!
- This plan will help the country’s money situation. It will also make it easier for people to find jobs.
- Because of Pradhan Mantri Awas Yojana, people will have less money problems, which will help them find jobs.
- The Pradhan Mantri Awas Yojana is a program that helps people get homes. There are two more parts of the program that are happening later, and you can also apply for those.
- If you are 30 years old, you can borrow money to buy a house and the government will help you by paying a part of the interest on the loan. The amount they will pay can be as high as 6.5%.
- The houses given out in this plan will be made to fit different needs. Older people and those with disabilities will get them first.
- With this plan, you can purchase a home in various states or cities.
Components of Pradhan Mantri Awas Yojana (PM Awas Yojana Components)
The components of Pradhan Mantri Awas Yojana are as follows…
In Situ Slam Rehabilitation
In this initiative, individuals residing in slums will be allocated alternative housing options. Moreover, the Central Government will also extend financial assistance of Rs 100,000 to facilitate this transition.
Credit linked subsidy
As a result of this initiative, the government will offer loans to housewives across the country at favorable interest rates for the purpose of building a new home or renovating an existing one. This opportunity will empower housewives to improve the quality of their living spaces and enhance their overall quality of life.
Affordable housing in partnership with the public and private sector
It is proposed that individuals purchasing a home should be provided with financial aid of Rs 1.5 million from the government to help them in acquiring their new residence. This assistance will serve to alleviate any financial strain on the buyer and ensure that they are able to successfully secure a new home without facing any adverse financial consequences.
Providing subsidy for individual house construction
In the event that your financial circumstances are unfavorable and you find yourself unable to obtain a loan, the government provides a solution by offering a loan amounting to Rs 1.5 lakh. This financial assistance aims to facilitate the repair and construction of your house, ensuring that you are able to address any necessary renovations and ultimately secure a new and improved place of residence.
Loan and Subsidy Calculator in Pradhan Mantri Awas Yojana
- To get money from this program, you need to visit the website first.
- When you go to the website, the first page you see is called the home page. Look for a button that says “plan” and click on it to continue.
- As you go along, you will be able to see a tool that helps you figure out how much money you can borrow and how much assistance you can get. If you choose the loan option, you will need to enter your registration number and loan number.
- If you don’t sign up for it, you won’t be able to get money to help you.
- When you type in the number, you will be able to see all the information about the loan right away. It will be easy for you to see everything.
- As soon as you check the loan’s status, you’ll be able to come out. There will be a calculator that can help you see if you qualify for a subsidy. Just click on it, put in the registration number, and see if you’ll get the subsidy.
Eligibility in Prime Minister Awas Yojana (PM Awas Yojana Eligibility)
- You have to be from India to be a part of this.
- To be a part of this plan, you need to have a BPL card. If you have one, then you can be a part of it.
- Only adults who are 18 years old or older can sign up for this program. They are the only ones who can get these benefits.
- Before you can apply for Pradhan Mantri Awas Yojana, you need to know that you cannot already have a house of your own.
- If a family wants to apply for this, then nobody in their family should have a job working for the government.
- If someone wants to join this program and they belong to the EWS group, their yearly income should be less than Rs 3 lakh.
- If someone is in the LIG group, they should earn between Rs 6 lakh and Rs 10 lakh each year.
- If someone falls into the MIG 1 category, their income should be between 6 lakh to 12 lakh.
- A person in MIG 2 category should earn between Rs 12 lakh to Rs 18 lakh per year.
Prime Minister Awas Yojana Documents (PM Awas Yojana Documents)
- You need to have an Aadhar card when you apply for things, because it helps the government keep track of your important information.
- You need to have a BPL card, which proves that your family doesn’t have enough money to meet all their needs.
- It’s also important to include the income certificate, so the government knows how much money you make each year.
- You need to give the government your bank account details so they can put the money they owe you directly into your bank account.
- You can also share your phone number. This will help you receive updates and details about the plan.
- You also need to give a small picture of yourself for the card so people can recognize you.
State and Union Territory List included in Pradhan Mantri Awas Yojana (State and Union Territory List)
- Uttarakhand
- Jharkhar
- Jammu and Kashmir
- West Bengal
- Odisha
- Chhattisgarh
- Kerala
- tamil nadu
- Delhi
- Maharashtra
- Assam
- Dadra and Nagar Haveli and Daman and Diu
- Gujarat
- Manipur
- Karnataka
- Goa
- Madhya Pradesh
- Uttar Pradesh
- Himachal Pradesh
- Ladakh
- Sikkim
- Meghalaya
- Rajasthan
- Nagaland
- Delhi
- Chandigarh
- Punjab
- Haryana
- Andaman and Nicobar Islands
- Andhra Pradesh
- Mizoram
- Puducherry
- Bihar
- Tripura
Official website of Prime Minister Awas Yojana (PM Awas Yojana Official Website)
The official websites for Pradhan Mantri Awas Yojana have been launched for both urban and rural areas, providing a platform for individuals to submit their applications. These websites also offer essential information that may prove to be valuable for applicants.
Online Application in Pradhan Mantri Awas Yojana (PM Awas Yojana Online Apply)
- To sign up for this program on the internet, you need to go to the official PM Awas Yojana website.
- As soon as you open it, you will see the main page. On this page, you will find the link to this special plan.
- You need to click on this special link and open a plan. Remember, the information inside is only for that specific plan.
- First, make sure you read the information carefully. Then, you can fill out the application form for this program.
- Just make sure to fill in all the information needed and make sure everything is correct.
- Once you are finished, you need to include the papers that are needed for this plan. Then, you click on the button that says “submit” and send the letter.
Download and Edit Pradhan Mantri Awas Yojana Application Form (Application Form Download and Edit)
- If you want to change the form for Pradhan Mantri Awas Yojana, you can find it on the website by going to the main page.
- On the main page, you will find a clickable link for the scheme. You can click on it to go to the scheme.
- You can click on a button to get the form and change it.
- First, complete the steps in this process. Then, make sure to save it. This way, you will have your own copy of it.
Offline application in Pradhan Mantri Awas Yojana (PM Awas Yojana Offline Apply)
At this moment, individuals are able to submit their applications for the Pradhan Mantri Awas Yojana online, while the option for offline applications has not been made available yet. Rest assured, once offline applications are released, you will be promptly notified.
When and how will you get the money of Pradhan Mantri Awas Yojana (PM Awas Yojana Installment)
- If you want to find out when and how you will get the money from Pradhan Mantri Awas Yojana, you should visit the official website.
- When you go to the website and look at the first page, you will see a button called “stakeholder.” You need to click on this button.
- When you click on the button, a box will pop up asking for your registration number. Just type it in and click submit.
- After you click on this, a new page will pop up with all the good things about it. Make sure to read it carefully so you understand it. Then you’ll know when and how you’ll get the money.
Check the status of Pradhan Mantri Awas Yojana (PM Awas Yojana Status Check)
- To find out how things are going with this plan, you need to go to the official website.
- When you go to the website, you will see the main page with a status option.
- To see your status, click on the option and type in your state and other details. Once you do that, a list of statuses will show up for you to choose from.
- You can look at this list to see if your name and state are right.
Guidelines for filling the application form of Pradhan Mantri Awas Yojana
Before filling out the application form for Pradhan Mantri Awas Yojana, it is essential to carefully review the guidelines provided on the website. Making errors on the form could result in disqualification from the scheme, leading to a loss of potential benefits. It is crucial to familiarize yourself with the guidelines before proceeding with the application process. Be sure to visit the website and thoroughly read through the guidelines to ensure a successful application.
Check Pradhan Mantri Awas Yojana Gramin List (PM Awas Yojana Gramin List Check)
- To see the list of houses built by the government, you need to go to this special website.
- As soon as you go to this website, you will see the main page. On this page, you will find a link to this plan.
- Click on the link and find the part that says “list”. Once you click on that part, you will see a list with different names like LIG, MIG I, and MIG II.
- By looking at this list, you can see which house you can buy. It has all the information you need.
Pradhan Mantri Awas Yojana Urban List (PM Awas Yojana Urban List Check)
- You can visit the official website of Pradhan Mantri Awas Yojana Urban List to get information about it.
- When you go on this website, the first page you see is called the home page. On that page, you will find a link to this special offer.
- You need to click on this special word and type in the name of the state and some important details. Then, a new page will appear on your computer.
- You will find everything you need on this, including a big list and other helpful information that you can easily find.
List of banks included in Pradhan Mantri Awas Yojana (PM Awas Yojana Bank List)
- Bajaj Housing Finance Limited
- Yes bank
- Karnataka Bank Limited
- Indiabulls Federal Bank
- ICIC Bank Limited
- Axis Bank Limited
- Bank of Baroda
- Kotak Mahindra Bank
- Karur Vysya Bank Ltd.
- SBI Bank
- LIC Housing Finance
- HDFC bank
Pradhan Mantri Awas Yojana Customer Care Helpline Number (PM Awas Yojana Helpline Number)
Helpline numbers, specifically 1800-11-3377 and 1800-11-3388, have been designated for individuals seeking information about the Pradhan Mantri Awas Yojana. By reaching out to these numbers, you will gain access to all the necessary details that will effectively address and resolve any issues or queries you may have. This invaluable resource will provide you with comprehensive information pertaining to your specific inquiries, ensuring that you stay well-informed about all aspects of the program.
Home Page | Click Here |
PM Awas Yojana Rural Official Website | Click Here |
PM Awas Yojana Urban Official Website | Click Here |
FAQs on PM Awas Yojana
Q: What is Pradhan Mantri Awas Yojana?
Ans: There is a plan to provide permanent houses to the people.
Q: What is the official website of Pradhan Mantri Awas Yojana?
Ans: Its official website is given in the article.
Q: When was the Pradhan Mantri Awas Yojana started?
Ans: Started in the year 2015.
Q: How to apply for Pradhan Mantri Awas Yojana?
Ans: Apply online by visiting the official website.
Q: How many phases are there in Pradhan Mantri Awas Yojana?
Ans: It was started in three phases.